— NCFlex · Imputed Income Calculator

Calculate your imputed income.

Figure the taxable portion of your group life coverage above the IRS-set $50,000 threshold. Quick walk-through, plain numbers.

Hatch — fine diagonal parallel lines

— Your inputs

Tell us about your coverage.

We use this only to work out your age in the year you choose.
Rates change at five-year age brackets, so the year affects the answer.
Whole dollars, up to $50,000. Enter 0 if you do not have this coverage.
Whole dollars, up to $500,000. Enter 0 if you do not have this coverage.

— FAQ

Quick answers.

No. The data you enter into the calculator is not saved or transmitted anywhere — it’s used only to calculate your monthly imputed premium and discarded as soon as you leave the page.

We use the Calculation Year to determine your age at the beginning and end of the year. Section 79 rates change at five-year age brackets, so the same coverage can produce different imputed amounts in different years.

Before you begin!

LifeHelp can only take online payments for New York Life policies at this time. Should you hold insurance with LifeHelp for a different carrier, consider Paying By Mail, otherwise click "Begin" to proceed.

Member Information

What is the information of the policy this payment will apply to?

This is not your social security number.

Billing Information

What is the information of the person making the payment?

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If you have any questions, please feel free to call us at (800) 345-4543.