| Age at Beginning of Year | |
|---|---|
| Age at End of Year | |
| Retirement System Benefit | |
| Term Life Benefit | |
| Total Death Benefit | |
| Excess above $50,000 | |
| Monthly Imputed Income | |
| Monthly Premium |
An estimate based on the NCFlex and IRS Section 79 rates on file for the year you chose.
No. The data you enter into the calculator is not saved or transmitted anywhere — it’s used only to calculate your monthly imputed premium and discarded as soon as you leave the page.
We use the Calculation Year to determine your age at the beginning and end of the year. Section 79 rates change at five-year age brackets, so the same coverage can produce different imputed amounts in different years.
LifeHelp can only take online payments for New York Life policies at this time. Should you hold insurance with LifeHelp for a different carrier, consider Paying By Mail, otherwise click "Begin" to proceed.
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