image description

Credit Union Members

image description

Since 1972, LifeHelp has specialized in serving credit union members like you. Just as you trust your credit union to provide the best in banking services, they trust us to provide you with the very best in life insurance.

Support Center

Welcome to Group Life Insurance Made Simple

Appalachian Community Federal Credit Union image description

Your Appalachian Community Federal Credit Union membership is your key to life insurance you can buy with group purchasing power at members only rates, through an easy application process, usually with no medical exam needed.

The plans offered here are Group Term Life Insurance – coverage with no complicated or expensive bells and whistles. You can pay premium through convenient automatic deductions from your credit union account. In the event of your death, your beneficiary will receive a cash benefit, typically tax free.

Group Life Insurance Application
Click on a button below for costs and more details, including eligibility, features, limitations, exclusions, etc.

Young Family Term

The Young Family Term Policy is designed for members 18-55, who want to leave an insurance benefit of $10,000 to $125,000 to family members or others, to help properly care for children, keep up with the monthly mortgage or rent payment, pay off credit card and other bills, or settle any of the many other expenses left behind.

This credit union-approved Group Term Life insurance plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form: GMR-FACE/G- 30181-0. Coverage may vary or may not be available in all states.

50-Plus Term Life

The 50-Plus Group Term Life policy is designed for members age 50 to 74, who want to leave an insurance benefit of $10,000 to $100,000 to family members or others, to help make sure money would be available to pay off credit card or loan balances left behind, final medical bills, funeral costs and other end-of-life expenses.

This credit union-approved 50-Plus Group Term Life insurance plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form: GMR-FACE/G- 30180-0.  Coverage may vary or may not be available in all states.

Guaranteed Issue Term Life

The Guaranteed Issue Term Life policy is designed for members age 45 to 75, who want to leave an insurance benefit of $5,000 to $100,000 to family members or others, to help make sure money would be available to pay off credit card or loan balances left behind, final medical bills, funeral costs and other end-of-life expenses.

Underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA. Coverage may vary or may not be available in all states.

According to IRS regulations, life insurance proceeds paid to a beneficiary because of the death of the insured are generally not subject to income tax. Consult a tax or legal professional for full details.