Mortgage Term Life
A new home loan is an excellent opportunity to solidify a long-term relationship with members.
LifeHelp’s Mortgage Term Life Insurance program is designed to provide security and protect the investment of new mortgage loan borrowers through a portfolio of individual term life products underwritten by leading insurance carriers.
| Fidelity Life-Rapid Decision Term AIG American General - LTG Ultra, LTG Ultra-C West Coast Life - Focus GLT Series |
|
|---|---|
| Underwriter | American General Life Insurance Company,** a member company of American
International Group, Inc., Rated A+ Superior by A.M. Best West Coast Life, Rated A+ Superior by A.M. Best Fidelity Life, Rated A- Excellent by A.M. Best |
| Eligible Ages | Age 18–80 |
| Coverage Amount | $5,000 to $10,000,000 |
| Marketing | A combination of media applications, mail, web and member direct contact |
| Underwriting | Varies by carrier – simplified issue and full underwriting including medical or physical exams |
| Rates | Age, Gender, Tobacco, Health |
| Key Features | Return of premium Waiver of premium Portability of policies |
| *Plan benefits, features & coverage
vary by carrier, are subject to product limitations, and may not be available
in all states. Coverage is made available through Cuenca & Associates
Insurance Agency, dba LifeHelp, CA License No. 044 9782. These products
are offerings for insurance, are not an obligation of or guaranteed by
the Credit Union, and are not insured by the NCUA. Available plans may
change from time-to-time. **Amercian General Life Insurance Company, (NAIC 60488), 2727-A Allen Parkway, Houston, TX 77251, does business in all states (except New York), plus Puerto Rico and the District of Columbia. |
|