Mortgage Term Life

A new home loan is an excellent opportunity to solidify a long-term relationship with members. LifeHelp’s Mortgage Term Life Insurance program is designed to provide security and protect the investment of new mortgage loan borrowers through a portfolio of individual term life products underwritten by leading insurance carriers.

Fidelity Life-Rapid Decision Term West Coast Life - Focus GLT Series
Underwriter	West Coast Life, Rated A+ Superior by A.M. Best Fidelity Life, Rated A- Excellent by A.M. Best
Eligible Ages	Age 18–80
Coverage Amount	$50,000 to $10,000,000
Marketing	Primarily referrals from loan officers, plus promotion via web and point-of-sale
Underwriting	Varies by carrier – simplified issue and full underwriting including medical or physical exams
Rates	Based on Age, Gender, Tobacco, and Health
Key Features	Level Death Benefit Beneficiary determined by policy holder Portability of policies
*Plan benefits, features & coverage vary by carrier, are subject to product limitations, and may not be available in all states. Coverage is made available through Cuenca & Associates Insurance Agency, dba LifeHelp, CA License No. 044 9782. These products are offerings for insurance, are not an obligation of or guaranteed by the Credit Union, and are not insured by the NCUA. Available plans may change from time-to-time.