Buying life insurance can feel overwhelming. With so many options and products available, it’s difficult to know where to start. But protecting your family doesn’t have to be complicated. LifeHelp makes buying insurance a positive experience for the members of our partner credit unions. To take the pressure off of you, our specialists provide clear answers and solid guidance, making the products and process easy to understand. We’re dedicated to matching you with coverage that meets your needs.
Here are answers to some frequently asked questions:
Do I need insurance?
If a loved one would struggle financially because of your death or inability to work, then yes, you need insurance. Because your needs change as you age and your family situation evolves – getting married, buying a home, having children, and moving into your retirement years – LifeHelp’s experienced advisors are here to help you choose what’s best for you based on your current circumstances.
How much should I buy?
The average American family has less than half the insurance coverage it needs. The amount of insurance you buy should cover your family’s ongoing expenses like mortgage/rent, day-to-day expenses, and utility bills, plus future costs like college tuition. The best way to know how much insurance you need is to consult with a trusted advisor like LifeHelp.
What type of insurance is right for me?
It depends on your needs and priorities. LifeHelp matches credit union members with a variety of insurance products from industry-leading insurance providers. Dedicated to meeting your family’s financial needs, LifeHelp specializes in three different types of insurance. You may choose the individual coverage that is right for you, or purchase all three through our LifeHelp Family Protection coverage: